Thinking about buying a home?


Shawn Penoyer has information that can help. Take a look at our list of helpful topics on buying a home below:

  • Is now a good time to buy?

  • What trends are affecting the value of my home?

  • What new economic policies will be shaping my real estate decisions in the coming months?

Market Insights

Figure out how much you can afford – what you can afford depends on your income, credit rating, current monthly expenses, down-payment and the interest rate.

Useful Links

otherHome Economics

otherHome-buying Programs in Georgia

If you’re thinking about buying your first property, it pays to know your rights as a buyer and how the buying process works.

Know your rights

The process of buying a house will differ depending on whether the house is sold by private treaty or at auction. Rules may also vary in each state or territory. Shawn will guide you through this process, but here you can find some information on your rights when buying a house.

Useful Links

otherFair Housing: Equal Opportunity for All

otherReal Estate Settlement Procedures Act 

otherBorrower’s Rights

otherPredatory Lending

 One of the first steps you’ll take in buying a home is shopping for a loan.

Shop for a loan

Shawn Penoyer can direct you to Home Loan Experts and can answer any questions you have, but you may also visit one of many sites that can help you find a housing loan.

Useful Links

otherLooking for the best mortgage: shop, compare, negotiate

otherLet Federal Housing Administration help you

otherLearn about interest only loans

        otherAvoid Predatory Lenders
Many federal, state and local agencies administer programs to assist people who need help buying a home.

Home Buying Programs

Some of these are loan programs; others provide assistance with down payments or with building a home. Shawn Penoyer will advise you on preparing to buying a home and present you programs that you may use. Meanwhile you can read more about home-buying programs in Georgia:

Useful Links

otherHomebuying programs in Georgia

otherFederal Housing Administration Loan Programs (offer lower downpayments and are a good option for first-time homebuyers)

otherGood Neighbor Next Door

otherHurricane Evacuees Discounted Sales

otherHomeownership for Public Housing Residents

otherIndian Home Loan Guarantee Program

Looking for a new home can be an exciting and challenging experience.

Steps to Buying a Home

Shawn work hard to not only find the perfect home for you, but also to handle every last detail of the purchase process, from negotiating the terms of sale to recommending moving companies. To help you get started on buying your new home we prepare 8 Steps Guide, information on Buying a Foreclosure, Home Inspection and finally very helpful tips on settlement costs.

Useful Links

other8 Steps to Buying a Home

otherBuying a Foreclosure

otherGet a Home Inspection

otherSettlement Costs and Helpful Information


Finally protect your home and your belongings with home insurance.

Finding Home Insurance

Of course Shawn Penoyer will assist you with finding the perfect home insurance, but below you will find some more information on this topic.

Useful Links

otherHomeowners insurance

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